Life Insurance
Secure your family's financial future. Term life, whole life, and investment-linked policies tailored to your stage of life.
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Sri Lanka's Trusted Independent Broker
The Right Cover.
Explained Simply.
We're an independent brokerage that shops the entire market for you — finding cover that fits your life, at a price that makes sense.
14+
Years Experience
8,500+
Clients Covered
20+
Insurer Partners
98%
Claims Settled
What We Cover
Insurance for every
Insurance for every
part of your life
From your health to your home, your car to your family's future — we find policies that genuinely protect what matters most to you.
Health Insurance
Individual and family health plans covering hospitalisation, surgery, outpatient care, and critical illness riders.
Learn moreMotor Insurance
Comprehensive and third-party cover for cars, motorcycles, and vans. Competitive rates across all major Sri Lankan insurers.
Learn moreProperty Insurance
Protect your home, contents, and commercial property against fire, flood, theft, and natural disasters.
Learn more14+
Years of expertise
8,500+
Clients protected
20+
Insurer partners
98%
Claims settled
Why ShieldPlan
Broker vs. Going Direct
When you go direct, you get one insurer's opinion. When you work with ShieldPlan, you get the whole market's best offers — with an expert in your corner.
We shop the whole market
We compare policies from 20+ insurers instantly — you see the best deal, not just one company's offer.
We work for you, always
Unlike a tied agent, our only obligation is to you. We're paid commission — but it's always the same, whoever you choose.
Plain-English policy review
We explain every exclusion and caveat before you sign. No surprises at claims time.
Claims support when it counts
We advocate for you through every claim — from submission to settlement. You're never alone in the process.
| Feature | ShieldPlan Broker | Going Direct |
|---|---|---|
| Access to multiple insurers | ✓ All 20+ | ✗ One only |
| Unbiased advice | ✓ Always | ✗ Conflicts of interest |
| Policy explained clearly | ✓ Before you sign | ~ Sometimes |
| Claims advocacy | ✓ We fight for you | ✗ You're on your own |
| Annual policy review | ✓ Proactive renewal | ~ Auto-renew only |
| Cost to you | ✓ No extra charge | ~ Same or more |
Simple Process
Get covered in
Get covered in
3 easy steps
No jargon. No pressure. Just clear steps from your first conversation to your policy certificate.
1
Tell us what you need
Fill in our quick quote form or call us directly. Just a short conversation about your situation and what you'd like to protect.
2
We compare the market
We analyse policies from 20+ insurers and shortlist the best options for your needs and budget, explained in plain English.
3
You choose. We activate.
Select the policy you're comfortable with, and we handle all the paperwork. Your certificate arrives digitally within 24 hours.
4.9 / 5.0
Client satisfaction rating
About ShieldPlan
An advisor who works for you — not the insurer
ShieldPlan was founded in 2010 by Niroshan Perera, a former insurance actuary who saw how little everyday Sri Lankans understood about the policies they were buying. Too many families were over-insured in places that didn't matter, and dangerously exposed in places that did.
Our team of licensed brokers — regulated by the Insurance Regulatory Commission of Sri Lanka — will never earn more by pushing you toward one provider over another. Our incentive is simple: give you the best advice, and you'll stay with us for life.
IRCSL Registered Independent & Unbiased 14+ Years Experience
Client Stories
Why clients trust ShieldPlan
Real stories from real clients — people who found the right cover with our help.
Free Quote
Tell us what you need.
Tell us what you need.
We'll find the right fit.
No obligation. No spam. Just a clear, personalised recommendation from a licensed broker who has already compared the full market for you.
- Response within 2 business hours
- Quotes from 20+ insurers compared instantly
- IRCSL registered — fully regulated broker
- Your data is never sold to third parties