NovaMicro Finance has been transforming lives in underserved communities since 2008. We believe every entrepreneur deserves the financial tools to build a better tomorrow.
4.9/5 from 12,400+ reviews
Priya Kumari
Textile Business Owner, Kandy
"With a Rs. 50,000 micro loan from NovaMicro, I started my fabric business. Today I employ 8 women from my village and our monthly revenue is over Rs. 200,000."
Rs. 50K
Loan Amount
3 Years
Business Age
8 Women
Employees
50K+
Lives Changed
Borrowers Served
Disbursed in Loans
Branch Locations
Repayment Rate
Real People. Real Impact.
Every loan is a story of courage. Here are some of the families whose lives have changed through NovaMicro Finance.
Tailored For You
From Rs. 10,000 to Rs. 500,000 for small business start-ups and growth. Flexible 6–36 month terms.
Interest Rate
1.5% /mo
Join a group of 5–10 entrepreneurs. Lower rates through collective accountability and shared success.
Interest Rate
1.2% /mo
Build your financial safety net. Earn competitive interest while qualifying for bigger loans over time.
Interest Rate
8% p.a.
Why Choose Us
We assess character and potential, not just property. First-time borrowers welcome.
Our streamlined process means you get a decision fast. We respect your time and urgency.
Free financial literacy workshops and one-on-one business counseling with every loan.
Weekly, bi-weekly, or monthly schedules that match your business cash flow.
Profits are reinvested in community programs, schools, and local infrastructure.
Our staff speaks Sinhala, Tamil, and English. We communicate in your language.
Ready to Start?
Take the first step. Apply for a loan today and get a decision within 5 business days. No hidden fees, no judgment.